Revenue-Based Financing
Funding whose payments can move with your sales. A fit for seasonal swings and growth pushes where a rigid fixed payment would feel heavy in slower weeks.
Payments that breathe with your business
Revenue-based financing provides capital that’s repaid in a way that can track your sales activity. When revenue is strong, payments can be larger; when it’s slower, they can ease. That alignment can make it easier to manage through seasonal cycles than a flat, fixed payment.
Through LendUp Marketplace, you can compare a revenue-based structure against a fixed-schedule loan or a revolving line from third-party funding partners, and see clearly which tradeoffs suit your goals.
Best for sales-driven and seasonal businesses
Seasonality
Smooth out the swing between peak season and the quieter months.
Growth pushes
Fund marketing or inventory for a sprint, with payments tied to the sales it drives.
Variable revenue
Card-forward or cyclical businesses that prefer payments to follow the rhythm of sales.
Aligned to performance
- → Capital is provided up front after approval and acceptance.
- → Repayment can be structured to move with your sales activity.
- → The total cost and how payments are calculated are disclosed before you sign.
- → Checking your options is a soft inquiry; a hard pull may apply before funding.
Amounts, factor or fee structures, and timelines depend on the funding partner and your business profile, and are never guaranteed.
Typical starting point
These are general guidelines, not a promise of approval. Final decisions depend on underwriting and program fit, and some industries may be restricted.
Match payments to your sales — book a call.
Start with a quick conversation. Checking your options is a soft inquiry that won't affect your credit score.