Business loanA
Business Loans
A lump sum for inventory, equipment, hiring, or expansion, repaid on a predictable schedule. Best when you know the amount you need.
Explore business loans
Funding marketplace for operators
Compare capital in one flow — built for cash flow, not the runaround.
LendUp Marketplace matches your business profile to multiple funding paths, then lays the tradeoffs out plainly so you can choose terms you can live with. Most reviews start with a soft inquiry that won’t affect your credit score.
Checking your options is a soft inquiry. Proceeding with a specific offer may require a hard credit pull and documentation. Meeting general guidelines doesn’t guarantee approval, and some industries may be restricted.
01 Programs
Three ways to fund the next move
Different businesses run on different rhythms. Start one request and we’ll help you compare the options that actually fit your goals and cash flow.
Line of creditB
Line of Credit
A revolving cushion you draw from as needs come up, paying for what you use. Built for smoothing the gaps in day-to-day cash flow.
Explore lines of creditRevenue-basedC
Revenue-Based Financing
Funding whose payments can move with your sales — useful for seasonal swings and growth pushes where a fixed payment feels heavy.
Explore revenue-based
02 Compare
Pick the offer that fits, not just the first one
A quick look at how the three program types typically differ. Specifics depend on the funding partner and your business profile.
| Program | Best for | Payment style | Speed profile |
|---|---|---|---|
| Business loan | Defined, larger projects | Fixed schedule | Fast once approved |
| Line of credit | Ongoing, variable expenses | Pay as you draw | Reusable cushion |
| Revenue-based | Seasonality & growth | Flexes with sales | Often quick |
Illustrative comparison only. Approval, amounts, rates, and timelines are set by third-party funding partners and are not guaranteed.
03 Process
From a quick call to clear options
No long application to start. The flow is short on purpose, so you can decide with the facts in front of you.
1
Book a call
Tell us your goal and a few high-level details on a quick call. Checking options is a soft inquiry that won’t affect your credit score.
2
Quick review
We look at the whole picture — performance, consistency, and program fit — not just a single score.
3
Compare & choose
If approved, review terms side by side and pick the program that matches your cash flow. A hard pull may apply before funding.
/ Basic guidelines
Typical starting point
These are general guidelines, not a promise of approval. Final decisions depend on underwriting and program fit, and some industries may be restricted.
6+ mo
time in business
$150k+
annual revenue
Active
business checking account
Soft pull
to check options up front
See your options — book a soft-pull review.
Start with a quick conversation. Checking your options is a soft inquiry that won't affect your credit score.