Business Line of Credit
A revolving cushion you draw from as needs come up, paying for what you use. Built for smoothing the day-to-day gaps between money out and money in.
Capital that’s there when you need it
A line of credit gives you access to a set amount of capital that you can draw on, repay, and draw on again. You generally pay for the portion you actually use, which makes it well suited to ongoing or unpredictable expenses rather than a single large purchase.
Through LendUp Marketplace, you can compare a revolving line against fixed-schedule and revenue-based options from third-party funding partners, then choose the structure that matches how your cash flow actually behaves.
Best for variable, ongoing needs
Cash-flow gaps
Cover payroll or suppliers while you wait on receivables, then repay as money lands.
Restocking
Top up inventory in smaller, frequent increments instead of one big outlay.
Unexpected costs
A repair or a short-notice opportunity you’d rather not scramble to fund.
Draw, repay, repeat
- → Access a set limit and draw only what you need, when you need it.
- → You generally pay based on the amount drawn, not the full limit.
- → As you repay, available capital is typically restored for future draws.
- → Checking your options is a soft inquiry; a hard pull may apply before funding.
Limits, rates, draw terms, and fees depend on the funding partner and your business profile, and are never guaranteed.
Typical starting point
These are general guidelines, not a promise of approval. Final decisions depend on underwriting and program fit, and some industries may be restricted.
Keep a cushion ready — book a call.
Start with a quick conversation. Checking your options is a soft inquiry that won't affect your credit score.