Programs · Business loan

Business Loans

A lump sum of capital for a defined goal, repaid on a predictable schedule. Best when you already know roughly how much you need and want clear, fixed payments.

/ What it is

A straightforward way to fund a bigger move

A business loan provides a one-time amount of capital up front. You repay it over a set term on a regular schedule, so the cost and cadence are easy to plan around. Because the structure is simple, it tends to suit purchases and projects where the amount is known in advance.

Through LendUp Marketplace, a single conversation can surface business-loan options from third-party funding partners alongside other program types — so you can weigh a fixed-schedule loan against a more flexible structure before deciding.

/ Who it fits

Best for defined, planned spending

Equipment

Buying machinery, vehicles, or tools where the price is set and the payback is predictable.

Expansion

Opening a location, building out space, or a one-time project with a clear budget.

Larger inventory

Stocking up ahead of a known busy period when you can map repayment to expected sales.

/ How the funds work

Simple to plan around

  • Capital is delivered as a single lump sum after approval and acceptance.
  • Repayment follows a fixed schedule over an agreed term.
  • Costs, fees, and any early-payoff terms are disclosed before you sign.
  • Checking your options is a soft inquiry; a hard pull may apply before funding.

Exact amounts, rates, terms, and timelines depend on the funding partner and your business profile, and are never guaranteed.

/ Basic guidelines

Typical starting point

These are general guidelines, not a promise of approval. Final decisions depend on underwriting and program fit, and some industries may be restricted.

6+ mo
time in business
$150k+
annual revenue
Active
business checking account
Soft pull
to check options up front

See if a business loan fits — book a call.

Start with a quick conversation. Checking your options is a soft inquiry that won't affect your credit score.