The process

How it works

A short, transparent path from a first conversation to clear options — designed so you can decide quickly, with the facts in front of you.

1

Book a call

Pick a time and share your goal and a few high-level business details. There’s no long application to start. Checking your options is a soft inquiry that won’t affect your credit score.

2

Quick review

We consider the whole picture — revenue, consistency, time in business, and which program types fit — rather than leaning on a single score.

3

Compare & fund

If approved by a funding partner, you’ll see terms side by side and choose what fits your cash flow. Moving forward with a specific offer may require a hard credit pull and documentation.

/ Soft pull first

Why we start with a soft inquiry

Exploring your options shouldn’t cost you anything, including a ding to your credit. That’s why the first review is typically a soft inquiry, which doesn’t affect your score and isn’t visible to other lenders.

If you choose to move forward with a specific offer, the funding partner may run a hard credit inquiry and request documentation such as a government-issued ID and recent business bank statements. We’ll be clear about that step before it happens.

/ What to have ready

A few things speed up the conversation

The goal

A rough sense of what the capital is for and the amount you have in mind.

Business basics

Time in business, monthly or annual revenue, and your industry.

Recent statements

Recent business bank statements help a partner review fit if you proceed.

See your options — book a soft-pull review.

Start with a quick conversation. Checking your options is a soft inquiry that won't affect your credit score.