/* ============================================================
   LendUp Marketplace — "Capital Broadsheet" design system
   Editorial / high-contrast. Bone paper, espresso ink,
   claret accent, brass detail. DM Serif Display + Spline Sans.
   ============================================================ */

:root{
  --paper:#f5f1e8;       /* warm bone */
  --paper-2:#efe9dc;     /* deeper bone for panels */
  --ink:#1c1813;         /* espresso text */
  --ink-soft:#5c5547;    /* muted body */
  --rule:rgba(28,24,19,.16);
  --rule-strong:rgba(28,24,19,.34);
  --claret:#8a2438;      /* primary accent */
  --claret-deep:#6f1c2d;
  --brass:#9c7321;       /* secondary detail */
  --brass-soft:#b98a3c;
  --card:#fffdf8;        /* near-white card on bone */
  --shadow:0 22px 50px rgba(28,24,19,.10);
  --shadow-soft:0 12px 30px rgba(28,24,19,.07);
  --maxw:1180px;
  --serif:"DM Serif Display", Georgia, "Times New Roman", serif;
  --sans:"Spline Sans", ui-sans-serif, "Segoe UI", Helvetica, Arial, sans-serif;
}

*,*::before,*::after{ box-sizing:border-box; }

html{ scroll-behavior:smooth; }
body.lendup{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:var(--sans);
  font-size:17px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}

/* subtle paper grain */
body.lendup::before{
  content:"";
  position:fixed; inset:0; z-index:0; pointer-events:none;
  opacity:.5;
  background-image:radial-gradient(rgba(28,24,19,.025) 1px, transparent 1px);
  background-size:3px 3px;
}
.lendup .site-wrap{ position:relative; z-index:1; }

.lendup img{ max-width:100%; height:auto; display:block; }
.lendup a{ color:var(--claret); text-decoration:none; }
.lendup a:hover{ color:var(--claret-deep); text-decoration:underline; text-underline-offset:3px; }

.lendup h1,.lendup h2,.lendup h3,.lendup h4{
  font-family:var(--serif);
  font-weight:400;
  line-height:1.04;
  letter-spacing:-.01em;
  margin:0 0 .5em;
  color:var(--ink);
}
.lendup p{ margin:0 0 1.1em; color:var(--ink-soft); }
.lendup strong{ color:var(--ink); }

.lendup .container{ width:min(var(--maxw), 92vw); margin-inline:auto; }

/* ---- eyebrow / kicker ---- */
.lendup .eyebrow{
  font-family:var(--sans);
  font-weight:600;
  font-size:.72rem;
  letter-spacing:.22em;
  text-transform:uppercase;
  color:var(--brass);
  display:inline-flex; align-items:center; gap:.55rem;
  margin:0 0 .8rem;
}
.lendup .eyebrow .num{
  font-variant-numeric:tabular-nums;
  color:var(--claret);
}
.lendup .eyebrow::before{
  content:""; width:26px; height:1px; background:var(--rule-strong);
}

/* ---- buttons ---- */
.lendup .btn{
  display:inline-flex; align-items:center; justify-content:center; gap:.55rem;
  font-family:var(--sans); font-weight:600; font-size:.98rem;
  padding:.85rem 1.4rem;
  border-radius:4px;
  border:1px solid var(--claret);
  background:var(--claret); color:#fdf3ee;
  cursor:pointer; transition:transform .15s ease, background .15s ease, color .15s ease;
  text-decoration:none; white-space:nowrap;
}
.lendup .btn:hover{ background:var(--claret-deep); color:#fff; text-decoration:none; transform:translateY(-1px); }
.lendup .btn.ghost{
  background:transparent; color:var(--ink); border:1px solid var(--rule-strong);
}
.lendup .btn.ghost:hover{ background:var(--ink); color:var(--paper); border-color:var(--ink); }
.lendup .btn.ink{
  background:var(--ink); color:var(--paper); border-color:var(--ink);
}
.lendup .btn.ink:hover{ background:#000; color:#fff; }
.lendup .btn svg{ width:1em; height:1em; }

/* arrow link */
.lendup .arrow{
  font-weight:600; display:inline-flex; gap:.4rem; align-items:center;
}
.lendup .arrow::after{ content:"\2192"; transition:transform .15s ease; }
.lendup .arrow:hover::after{ transform:translateX(3px); }

/* ============================================================
   HEADER / NAV
   ============================================================ */
.lendup .masthead{
  position:sticky; top:0; z-index:50;
  background:rgba(245,241,232,.9);
  backdrop-filter:saturate(140%) blur(8px);
  border-bottom:1px solid var(--rule);
}
.lendup .masthead-inner{
  display:flex; align-items:center; justify-content:space-between;
  gap:1.5rem; padding:.85rem 0;
}
.lendup .brand{
  display:flex; align-items:center; gap:.7rem;
  font-family:var(--serif); font-size:1.35rem; color:var(--ink);
}
.lendup .brand:hover{ text-decoration:none; }
.lendup .mark{
  width:40px; height:40px; flex:0 0 auto;
  border:1.5px solid var(--ink); border-radius:50%;
  display:grid; place-items:center;
  font-family:var(--serif); font-size:1.1rem; color:var(--ink);
  background:var(--paper);
}
.lendup .brand .word small{
  display:block; font-family:var(--sans); font-size:.6rem; letter-spacing:.24em;
  text-transform:uppercase; color:var(--brass); margin-top:-2px;
}

.lendup .nav{ display:flex; align-items:center; gap:.3rem; }
.lendup .nav > a,
.lendup .nav .has-sub > .top{
  font-family:var(--sans); font-weight:500; font-size:.95rem;
  color:var(--ink); padding:.55rem .85rem; border-radius:4px;
  display:inline-flex; align-items:center; gap:.35rem; cursor:pointer;
}
.lendup .nav > a:hover,
.lendup .nav .has-sub:hover > .top,
.lendup .nav .has-sub:focus-within > .top{
  background:var(--paper-2); text-decoration:none; color:var(--claret);
}
.lendup .nav .nav-cta{ margin-left:.4rem; }

/* CSS-only dropdown (hover + focus, no JS) */
.lendup .has-sub{ position:relative; }
.lendup .has-sub > .top::after{ content:"\25BE"; font-size:.62em; color:var(--brass); }
.lendup .submenu{
  position:absolute; top:100%; left:0; min-width:248px;
  background:var(--card); border:1px solid var(--rule);
  border-radius:8px; box-shadow:var(--shadow);
  padding:.5rem; margin-top:.35rem;
  opacity:0; visibility:hidden; transform:translateY(6px);
  transition:opacity .15s ease, transform .15s ease, visibility .15s;
}
.lendup .has-sub:hover .submenu,
.lendup .has-sub:focus-within .submenu{ opacity:1; visibility:visible; transform:translateY(0); }
.lendup .submenu a{
  display:block; padding:.6rem .7rem; border-radius:5px;
  color:var(--ink); font-weight:500; font-size:.92rem;
}
.lendup .submenu a small{ display:block; color:var(--ink-soft); font-weight:400; font-size:.78rem; }
.lendup .submenu a:hover{ background:var(--paper-2); text-decoration:none; color:var(--claret); }

/* mobile nav toggle */
.lendup .nav-toggle{ display:none; background:none; border:1px solid var(--rule-strong);
  border-radius:5px; padding:.5rem .65rem; cursor:pointer; color:var(--ink); font-size:1rem; }

@media (max-width:920px){
  .lendup .nav-toggle{ display:inline-flex; }
  .lendup .nav{
    position:absolute; top:100%; left:0; right:0;
    flex-direction:column; align-items:stretch; gap:.15rem;
    background:var(--card); border-bottom:1px solid var(--rule);
    padding:.6rem 6vw 1rem; box-shadow:var(--shadow);
    display:none;
  }
  .lendup .masthead.open .nav{ display:flex; }
  .lendup .submenu{
    position:static; opacity:1; visibility:visible; transform:none;
    box-shadow:none; border:none; border-left:2px solid var(--rule);
    border-radius:0; margin:.1rem 0 .3rem .9rem; padding:.2rem 0 .2rem .6rem;
  }
  .lendup .nav .nav-cta{ margin:.5rem 0 0; }
}

/* ============================================================
   HERO
   ============================================================ */
.lendup .hero{
  padding:4.2rem 0 3.6rem;
  border-bottom:1px solid var(--rule);
  position:relative;
}
.lendup .hero-grid{
  display:grid; grid-template-columns:1.15fr .85fr; gap:3rem; align-items:center;
}
@media (max-width:920px){ .lendup .hero-grid{ grid-template-columns:1fr; gap:2.2rem; } }

.lendup .hero h1{
  font-size:clamp(2.7rem, 6vw, 4.6rem);
  margin:.4rem 0 1rem;
}
.lendup .hero h1 em{ font-style:italic; color:var(--claret); }
.lendup .hero .lead{ font-size:1.18rem; max-width:54ch; }
.lendup .hero-actions{ display:flex; flex-wrap:wrap; gap:.8rem; margin-top:1.6rem; }
.lendup .hero-fine{ margin-top:1.3rem; font-size:.86rem; color:var(--ink-soft); max-width:60ch; }

/* hero ledger card */
.lendup .ledger{
  background:var(--card); border:1px solid var(--rule);
  border-radius:12px; box-shadow:var(--shadow); overflow:hidden;
}
.lendup .ledger-head{
  display:flex; align-items:center; justify-content:space-between;
  padding:1rem 1.2rem; border-bottom:1px solid var(--rule);
  background:var(--paper-2);
}
.lendup .ledger-head .t{ font-family:var(--serif); font-size:1.2rem; }
.lendup .ledger-head .badge{
  font-size:.7rem; letter-spacing:.14em; text-transform:uppercase;
  color:var(--brass); border:1px solid var(--rule-strong); border-radius:999px;
  padding:.25rem .6rem; font-weight:600;
}
.lendup .ledger-rows{ padding:.4rem 1.2rem 1rem; }
.lendup .ledger-row{
  display:grid; grid-template-columns:1.3fr .7fr; gap:1rem;
  padding:.8rem 0; border-bottom:1px solid var(--rule); align-items:baseline;
}
.lendup .ledger-row:last-child{ border-bottom:none; }
.lendup .ledger-row .opt{ font-weight:600; color:var(--ink); }
.lendup .ledger-row .opt small{ display:block; color:var(--ink-soft); font-weight:400; font-size:.82rem; }
.lendup .ledger-row .style{ text-align:right; font-size:.86rem; color:var(--ink-soft); }
.lendup .ledger-foot{
  padding:1rem 1.2rem; border-top:1px solid var(--rule); background:var(--paper-2);
  font-size:.84rem; color:var(--ink-soft);
}

/* ============================================================
   SECTIONS / RULES
   ============================================================ */
.lendup section.band{ padding:4.2rem 0; border-bottom:1px solid var(--rule); }
.lendup section.band.tint{ background:var(--paper-2); }
.lendup .section-head{ max-width:62ch; margin-bottom:2.4rem; }
.lendup .section-head h2{ font-size:clamp(2rem, 3.6vw, 2.9rem); }
.lendup .section-head p{ font-size:1.08rem; }

/* ---- product / feature cards ---- */
.lendup .grid-3{ display:grid; grid-template-columns:repeat(3,1fr); gap:1.4rem; }
.lendup .grid-2{ display:grid; grid-template-columns:repeat(2,1fr); gap:1.4rem; }
@media (max-width:920px){ .lendup .grid-3,.lendup .grid-2{ grid-template-columns:1fr; } }

.lendup .tile{
  background:var(--card); border:1px solid var(--rule);
  border-radius:10px; padding:1.7rem 1.6rem; box-shadow:var(--shadow-soft);
  position:relative; transition:transform .18s ease, box-shadow .18s ease;
}
.lendup .tile:hover{ transform:translateY(-3px); box-shadow:var(--shadow); }
.lendup .tile .idx{
  font-family:var(--serif); font-size:1rem; color:var(--brass);
  border-bottom:1px solid var(--rule); padding-bottom:.6rem; margin-bottom:.9rem;
  display:flex; justify-content:space-between; align-items:center;
}
.lendup .tile h3{ font-size:1.5rem; margin:.2rem 0 .5rem; }
.lendup .tile p{ font-size:.97rem; }
.lendup .tile .arrow{ font-size:.92rem; }

/* ---- numbered process ---- */
.lendup .steps{ display:grid; grid-template-columns:repeat(3,1fr); gap:0; border-top:1px solid var(--rule-strong); }
@media (max-width:920px){ .lendup .steps{ grid-template-columns:1fr; } }
.lendup .step{ padding:1.8rem 1.6rem 1.8rem 0; border-right:1px solid var(--rule); }
.lendup .step:last-child{ border-right:none; }
@media (max-width:920px){ .lendup .step{ border-right:none; border-bottom:1px solid var(--rule); padding-right:0; } .lendup .step:last-child{ border-bottom:none; } }
.lendup .step .n{ font-family:var(--serif); font-size:2.6rem; color:var(--claret); line-height:1; }
.lendup .step h3{ font-size:1.3rem; margin:.7rem 0 .4rem; }

/* ---- comparison table ---- */
.lendup .compare{ width:100%; border-collapse:collapse; background:var(--card);
  border:1px solid var(--rule); border-radius:10px; overflow:hidden; }
.lendup .compare th,.lendup .compare td{ text-align:left; padding:1rem 1.1rem; border-bottom:1px solid var(--rule); font-size:.95rem; vertical-align:top; }
.lendup .compare thead th{ font-family:var(--serif); font-weight:400; font-size:1.05rem; background:var(--paper-2); border-bottom:1px solid var(--rule-strong); }
.lendup .compare tbody tr:last-child td{ border-bottom:none; }
.lendup .compare td:first-child,.lendup .compare th:first-child{ font-weight:600; color:var(--ink); }
@media (max-width:720px){
  .lendup .compare, .lendup .compare thead, .lendup .compare tbody, .lendup .compare th, .lendup .compare td, .lendup .compare tr{ display:block; }
  .lendup .compare thead{ display:none; }
  .lendup .compare td{ border-bottom:1px solid var(--rule); }
  .lendup .compare tr{ border-bottom:2px solid var(--rule-strong); }
  .lendup .compare td::before{ content:attr(data-label); display:block; font-size:.72rem; letter-spacing:.12em; text-transform:uppercase; color:var(--brass); margin-bottom:.2rem; }
}

/* ---- requirements / stat row ---- */
.lendup .stats{ display:grid; grid-template-columns:repeat(4,1fr); gap:0; border-top:1px solid var(--rule-strong); border-bottom:1px solid var(--rule-strong); }
@media (max-width:720px){ .lendup .stats{ grid-template-columns:repeat(2,1fr); } }
.lendup .stat{ padding:1.6rem 1.2rem; border-right:1px solid var(--rule); }
.lendup .stat:last-child{ border-right:none; }
@media (max-width:720px){ .lendup .stat:nth-child(2n){ border-right:none; } }
.lendup .stat .big{ font-family:var(--serif); font-size:2.2rem; color:var(--ink); line-height:1; }
.lendup .stat .small{ color:var(--ink-soft); font-size:.92rem; margin-top:.4rem; }

/* ---- pull-quote / sample reviews ---- */
.lendup .quote{
  background:var(--card); border:1px solid var(--rule); border-left:3px solid var(--claret);
  border-radius:8px; padding:1.6rem 1.6rem 1.4rem; box-shadow:var(--shadow-soft);
}
.lendup .quote p{ font-family:var(--serif); font-size:1.25rem; line-height:1.35; color:var(--ink); margin:0 0 .9rem; }
.lendup .quote .by{ font-size:.86rem; color:var(--ink-soft); }
.lendup .quote .by b{ color:var(--ink); }
.lendup .sample-tag{ display:inline-block; font-size:.7rem; letter-spacing:.12em; text-transform:uppercase;
  color:var(--brass); border:1px dashed var(--rule-strong); border-radius:4px; padding:.2rem .5rem; margin-bottom:1.2rem; }

/* ---- FAQ ---- */
.lendup .faq-list{ border-top:1px solid var(--rule-strong); }
.lendup .faq-list details{ border-bottom:1px solid var(--rule); padding:1.1rem 0; }
.lendup .faq-list summary{ font-family:var(--serif); font-size:1.2rem; cursor:pointer; list-style:none;
  display:flex; justify-content:space-between; gap:1rem; color:var(--ink); }
.lendup .faq-list summary::-webkit-details-marker{ display:none; }
.lendup .faq-list summary::after{ content:"+"; color:var(--claret); font-family:var(--sans); font-weight:600; transition:transform .2s ease; }
.lendup .faq-list details[open] summary::after{ content:"\2212"; }
.lendup .faq-list details p{ margin:.9rem 0 0; font-size:1rem; }

/* ---- CTA band ---- */
.lendup .cta-band{
  background:var(--ink); color:var(--paper);
  border-radius:14px; padding:2.8rem; margin:0;
  display:flex; align-items:center; justify-content:space-between; gap:2rem; flex-wrap:wrap;
  position:relative; overflow:hidden;
}
.lendup .cta-band::before{
  content:""; position:absolute; right:-40px; top:-60px; width:280px; height:280px;
  border:1px solid rgba(245,241,232,.14); border-radius:50%;
}
.lendup .cta-band h2{ color:var(--paper); font-size:clamp(1.7rem,3vw,2.4rem); margin:0 0 .4rem; max-width:22ch; }
.lendup .cta-band p{ color:rgba(245,241,232,.72); margin:0; max-width:42ch; }
.lendup .cta-band .btn{ background:var(--brass-soft); border-color:var(--brass-soft); color:#221b08; }
.lendup .cta-band .btn:hover{ background:#cfa050; border-color:#cfa050; }
.lendup .cta-band .cta-copy{ position:relative; z-index:1; }
.lendup .cta-band .cta-act{ position:relative; z-index:1; }

/* ---- prose (legal/long content) ---- */
.lendup .prose{ max-width:74ch; }
.lendup .prose h2{ font-size:1.7rem; margin-top:2.2rem; }
.lendup .prose h3{ font-size:1.25rem; margin-top:1.6rem; }
.lendup .prose ul,.lendup .prose ol{ color:var(--ink-soft); padding-left:1.2rem; margin:0 0 1.2em; }
.lendup .prose li{ margin:.4rem 0; }
.lendup .notice{
  background:#fbf4d9; border:1px solid var(--brass-soft); border-left:4px solid var(--brass);
  border-radius:6px; padding:1rem 1.2rem; color:#5b4811; font-size:.95rem; margin:0 0 1.6rem;
}
.lendup .notice strong{ color:#3f3208; }

/* ---- two-col content ---- */
.lendup .split{ display:grid; grid-template-columns:.9fr 1.1fr; gap:3rem; align-items:start; }
@media (max-width:920px){ .lendup .split{ grid-template-columns:1fr; gap:1.8rem; } }

/* ============================================================
   FOOTER (page-level)
   ============================================================ */
.lendup .colophon{
  background:var(--paper-2); border-top:1px solid var(--rule-strong);
  padding:3.2rem 0 2rem; color:var(--ink-soft); font-size:.92rem;
}
.lendup .colophon-grid{ display:grid; grid-template-columns:1.6fr 1fr 1fr; gap:2.4rem; }
@media (max-width:760px){ .lendup .colophon-grid{ grid-template-columns:1fr; gap:1.6rem; } }
.lendup .colophon h4{ font-family:var(--sans); font-size:.74rem; letter-spacing:.16em; text-transform:uppercase; color:var(--brass); margin:0 0 .9rem; }
.lendup .colophon ul{ list-style:none; padding:0; margin:0; }
.lendup .colophon li{ margin:.45rem 0; }
.lendup .colophon a{ color:var(--ink); }
.lendup .colophon a:hover{ color:var(--claret); }
.lendup .disclaimer{
  margin-top:2.4rem; padding-top:1.6rem; border-top:1px solid var(--rule);
  font-size:.8rem; line-height:1.6; color:var(--ink-soft); max-width:none;
}
.lendup .disclaimer p{ margin:0 0 .8rem; font-size:.8rem; }

/* skip link */
.lendup .skip-link{ position:absolute; left:-9999px; top:0; background:var(--ink); color:var(--paper);
  padding:.6rem 1rem; border-radius:0 0 6px 0; z-index:999; }
.lendup .skip-link:focus{ left:0; }

/* focus visibility */
.lendup a:focus-visible,.lendup button:focus-visible,.lendup summary:focus-visible{
  outline:2px solid var(--claret); outline-offset:2px; border-radius:3px;
}

/* page intro (interior pages) */
.lendup .page-intro{ padding:3.4rem 0 2.6rem; border-bottom:1px solid var(--rule); }
.lendup .page-intro h1{ font-size:clamp(2.3rem,5vw,3.6rem); margin:.3rem 0 .8rem; }
.lendup .page-intro .lead{ font-size:1.15rem; max-width:60ch; }

/* utility */
.lendup .mt0{ margin-top:0; }
.lendup .center{ text-align:center; }
.lendup .muted{ color:var(--ink-soft); }
.lendup .lead-list{ list-style:none; padding:0; margin:1rem 0 0; }
.lendup .lead-list li{ padding:.7rem 0; border-bottom:1px solid var(--rule); display:flex; gap:.7rem; align-items:flex-start; color:var(--ink-soft); }
.lendup .lead-list li:last-child{ border-bottom:none; }
.lendup .lead-list .tick{ color:var(--claret); font-weight:700; flex:0 0 auto; }